Branch Secretary :

Pensions: Freedom and Choice………………and Danger

Access to pensions after April 2015

From 6th April 2015 the tax rules governing how you can access DC (defined contribution) pension savings are changing to give much more flexibility.


While the flexibility to do what you like with DC pension savings may be welcome, it creates a danger that members will use their funds in ways they come to regret, and a more general danger that they will end up without  a secure income for the duration of their retirement.


The Unite website gives some pointers to Unite members as to what to look out for here.


There is also a guide to planned changes to the Social Houisng Pension Scheme, with some important actions Unite reps should be taking on our website here.


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